You’ve heard there’s no place like home, but the truth is, there’s no place like your first home. Think about it: you’ve just made your biggest financial (and most emotional) decision yet, you’re finally switching from renting to owning, and most importantly, you’re taking a giant step toward the rest of your life… It turns out that your first home really is the most special place in the world.

If you’re thinking of buying a new home or are about to start the process, you’ve probably read up on mortgages, compared new homes vs resale, etc. But do you know what to bring to builder meetings? How about asking about current promotions? Some things get overshadowed by the “big points”, but at THP Homes, we believe the little details matter… We put together everything you may not find in a simple internet search:

1. Your First Home is Less Overwhelming

We’re not saying that buying a home isn’t stressful, but the entire process with your first home is typically less overwhelming than with your next. This time around, you’re not as concerned with getting all of the features and finishes absolutely perfect — but more so with owning your own space in a location that makes you happy.

Pro top: Enjoy every minute of the ride, even the lengthy parts, because it’s all worth it in the end.

2. You Don’t Know What You Don’t Know

Do you believe you can’t afford a home you truly love? Don’t worry, you’re not alone. But that’s why we’re here to tell you that you might be able to afford so much more than you think. In fact, you might even end up paying less for your mortgage than for your current rent… in a much better space that you own.

Pro tip: You can get a pre-approval even while you’re still renting! Go check out where you stand (you might be amazed).

3. “Sooner Rather Than Later” is Your Mantra

When it comes to home ownership, there’s no better time than right now. (Guess all of those “seize the moment” quotes were right…) Of course, with interest rates at a current low point, buying your first home sooner rather than later means you can stop throwing money away (and by that, we mean renting), and start owning something that gives you so much back in return.

Pro tip: Just take the leap! You’ll be glad you did.

4. Don’t Give Up Your Favorite Things

Of course, it is what’s on the inside that counts, but when it comes to your first home, what’s on the outside matters a whole lot too. Your new home’s location is going to make a difference when it comes to your job and your social life, so make sure to consider convenience — how close are you to stores, restaurants, and bars? How long will it take you to get to work?

Pro tip: It’s okay to experience lifestyle changes (i.e. driving to work for the first time instead of walking), but don’t overlook the certain things you favor the most.

5. Listen To Your Parents

You might be wondering why we’re giving you childhood advice in a blog about owning a home, but hear us out. Bringing someone who knows and loves you (and who you trust) to your builder meetings will help you see things clearly. Whether a parent, a sibling, or another important figure in your life, having someone else’s opinion that you value can make a world of difference.

Pro tip: It’s always okay to sit back, take a deep breath, and consider a new perspective.

6. Ask Questions

If you’ve ever been told to “ask a lot of questions,” now is your chance... Don’t be afraid to ask your builder about current promotions or savings they have going on! They just might be in the middle of a seasonal sale that you could significantly benefit from. With new incentives being offered all the time, don’t miss out on your chance to save big.

Pro tip: you’re the buyer — don’t be afraid to ask for more.

Last but not least, we want you to know that this whole process is going to be emotional. Just like any “first” in your life, your home is a big deal (the biggest deal, actually), so you’re going to feel a lot of different emotions. Even if you’re doubting everything you’re going through, remember that owning your first home is a adventure that should make you proud.

For more information regarding financing, visit thp.homes/mortgage.